Summing It All Up: What I Learned on My Transaction Cleanse

On April 30, I ended my Transaction Cleanse, a personal spending experiment proposed by Carl Richards on his Behavior Gap podcast.   Mr. Richards challenged listeners to see how long we could go without making a single transaction. The concept: “to reset and increase our awareness” around spending.  Actually reducing expenses is not an explicit goal of doing a cleanse, but (spoiler alert!) it is likely to be a welcome side effect. Read the article...

529A as in ABLE

Unicorns, Bigfoot, mermaids.  It might be time to rethink if you're in the camp that believes these are myths.   That's because an even less likely creature has been shown to exist: a piece of legislation with overwhelming bipartisan support.   Yes, the Achieving a Better Life Experience (ABLE) Act became law just before the end of 2014. Were we not in the middle of the wackiest election I’ve ever had the privilege to try to avoid watching, this might restore my faith in our politicians.